In the glittering skylines of Lagos, Nairobi, Accra, and Cape Town, something remarkable is happening. With just a smartphone and a swipe, people are buying,

There’s a strange new silence in boardrooms and brainstorming sessions lately. It’s not the absence of ideas — it’s the automated presence of them. The

There was a time when buying a pair of shoes meant walking into a store, feeling the fabric, chatting with the seller, and—most importantly—deciding for